Description: 2021 ImpACT Conference - Session 7C: Impact of COVID-19 on Retirement 10.27.21 Recording

Description: Throughout this session, the presenters will focus on tax rules pertaining to life and annuities, highlighting the recent changes to interest rates under Internal Revenue Code Section 7702 which determines whether a contract qualifies as a life insurance contract. In addition, recent annuity changes will be discussed such as required minimum distributions. Background and examples will be provided on the cash value accumulation test, the guideline premium requirements and the cash value corridor rules under 7702.

Description: The Affordable Care Act (ACA) changed the health insurance value proposition for lower-income Americans. Consequently, the uninsured rate has dropped dramatically since the implementation of ACA marketplaces and the expansion of state Medicaid programs to a broader eligibility group. It is not difficult to connect the change in financial dynamics to the increase in health insurance coverage. At the same time, many Americans remain uninsured due to non-financial barriers. Identifying solutions to further reduce the uninsured rate is more difficult than intuitively 'spending more federal money'.

Description: Pricing is a central activity of actuaries to assure solvency and to manage risk. Life insurance is also a social good, not just a product, and the US population is massively underinsured. Pricing must strike a balance. Unlike a simple 4x4 matrix to produce pricing, today's technology offers the ability to evaluate literally thousands of variables, enabling a kind of precision pricing. It also heightens the possibility of introducing bias and discrimination through the use of unregulated third-party data.

Description: 2021 ImpACT Conference -Session 9B: AITSC Present I – Lightning Talks on Latest Research 10.28.21 Recording

Description: 2021 ImpACT Conference - Session 13A: The Chronic Disease Burden: Beyond the Awareness Ribbons 10.29.21 Recording

Description: 2021 ImpACT Conference -Resurrecting the White Swan Mindset: How Much More Can Be Forecast Recording

Description: Insurers are increasingly using advanced analytics to model expected outcomes. Two well-known examples in the life insurance industry are models for predicting policyholder behavior and to manage risk selection. The presenters will explore the various types of advanced analytics being considered in models and how the associated risks of these models can be incorporated into an enterprise's risk framework.

Description: 2021 ImpACT Conference - Session 7B: Premium Alignment in ACA Markets: New Trends in State Guidance 10.27.21 Recording

Description: 2021 ImpACT Conference - Session 5B: Combination Product Valuation on Trial 10.26.21 Recording